Why You Need Critical Illness Insurance
There is a disease in society that has been increasing at an alarming rate ever since the early 1990s – it is called stress and it is triggering all sorts of nasty diseases in our bodies.
Diseases such as cancer, heart failure, kidney disease, Parkinson’s, MS, kidney failure, Alzheimer’s to name but a few of 20 – 25 diseases that nationally are growing at an unbelievable rate.
It has been said that the decade from 2010 to 2020 will be the worst in history for auto immune diseases (your system attacking itself) which means that due to all the stress in our daily lives we will continue to get cancer and many other critical illnesses at an ever increasing rate.
We cannot continue to look to our government plans or employer benefit packages for the financial assistance that we will require to fight these critical illnesses. There are just so many tax dollars to go around. One of the best ways to protect yourself and your family is to purchase critical illness insurance which pays you a lump sum of cash to spend as you choose: drugs, home care, mortgage, home renovations, day care and any other expenses that you incur when you or a family member become critically ill.
You get to chose where the money is spent.
Major Uses For Critical Illness Insurance
- Drugs not covered under OHIP or your insurance plan
- Semi or early retirement due to a critical illness
- Allow your partner to take time off during your recovery
- Pay for child care
- Hire domestic help
- Pay for private nursing care
- Modify your home to have better mobility
- Pay off the mortgage